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Similar to the Discover More Card in credit card benefits, the Discover More Monogram Card is for those consumers that want the features of the Discover More Card, but like the design of the Discover More Monogram Card - cardholders can have any initial (first letter of last name, etc) proudly personalized on their card.
The card offers many of the same cash back characteristics as the Discover More Card, including 1% on most purchases and up to 5% cash back on catergories such as movies, restaurants, travel, gas and much more. Like the Discover More Card, cardholders can earn many multiples of their cash back card reward when they cash their rebates in for gift certificates at participating Discover merchants and partners.
There is no annual maximum amount of rewards that can be earned, and they do not expire as long as the card is used within a 3 year period.
As is common with other top credit cards, this card offers travel accident insurance (up to $500,000), fraud and security protection, car rental insurance, and discounts with associated vendors and retailers.
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| 2010 EDITOR'S CHOICE - TOP 4 CASH BACK CREDIT CARDS
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RANK |
CARD |
CATEGORY |
RATING |
APPLY |
| 1 |
Up to 5% Cash Back! |
| OVERALL WINNER and CATEGORY WINNER: |
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| Best NO ANNUAL FEE Cash Back Credit Card |
| Discover "More" Cash Back Credit Card |
- NO ANNUAL FEES: Pay no fees, Unlimited Cash Back
- Best CASH BACK Card: Earn more CASH BACK on every purchase in more ways than any other card.
- 5% CASH BACK: on purchases like gas, travel, restaurants, home improvement, movies & more.
- Receive CASH BACK on EVERY PURCHASE.
- WIDE ACCEPTANCE: Strong network means card is accepted everywhere you make purchases.
- Up to 20% CASH BACK: Receive up to 20% cash back when shopping online
- Double your Rewards: Increase, up to 2x, your reward or rebate when you redeem your rebate for a gift card from over 110 Cash Back Bonus Partners
- Balance Transfers: Low APR, transfer now
- Best Service: Immediate customer service anytime day or night
- Apply Now, Get Approved Fast: receive a response in less than 60 seconds.
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97 |
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| 2 |
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| Best CASH BACK Credit Card with TRAVEL BENEFITS |
| American Express Blue Cash Credit Card |
Access Foreign Currency, Car Rental and Travel Accident Insurance, Get Cash at ATMs worldwide with AMEX Travel. Receive 0.5% Cash Back on total spend to $6,500. 1.25% cash back for total annual charges above $6,500. No Annual Fee. |
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92 |
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| 3 |
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| Best ON-TIME PAYMENT REWARDS Credit Card |
| Discover Motiva Credit Card |
| Earn 1% cash back on all purchases. Receive additional one month of interest back as a cash rebate for paying on time 6 months in a row. No Annual Fee. |
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91 |
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| 4 |
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| Best Warehouse Club CASH BACK Credit Card |
| Costco True Earnings Card from American Express |
| The Costco TrueEarnings Card is the only credit card that awards a full 1% cash back rebate on all purchases at the Costco Warehouse Clubs. Note: Membership to Costco is required for access to the warehouse club. |
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90 |
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