Blue Cash is a good card for consumers looking for a cash back credit card that comes with all of the travel benefits and rewards that customers of American Express have come to expect.
Once your application is completed and approved (sometimes as quickly as 60 seconds or less), the cardholder will recieve their card and can begin earning cash back on all of your purchases when you use your Blue Cash from American Express. Blue Cash offers a cash award that changes based on the annual spending of the cardholders. It is tiered - and cardholders can earn up to 1.25% cash back on their purchases for general purchases at any vendor or retailer, anywhere globally. When you use the card at select "everyday purchase" stores, such as supermarkets, gas stations, and drug stores, you can receive up to a 5% cash back rebate.
There is no minimum spending required to earn cash back, and cardholders can earn unlimited cahs rewards. Cardholders receive 0.5% cash back on the first $6,500 of annual spending, and 1.25% cash back on any spending above that amount. Getting free additional cards for friends and family is easy, and you as the primary cardholder can earn cash back on all spending. You can charge your recurring bills (gym memberships, utilities, etc) to the card and watch as your cash back rewards add up!
The card provides common American Express benefits and services often found with other american express cards, including purchase protection, buyers assurance plans, car rental loss and damage insurance, and travel accident insurance, all at no additional charge. This includes access to the American Express Global Assist Hotline, which provides 24/7 emergency assistance worldwide. This includes medical, financial or legal assistance or other emergency assistence when traveling more than 100 miles from home.
Need cash? You can use your Blue Cash card to get cash at more than 500,000 ATMs worldwide with your card's Express Cash feature.
Cardholders also get access to the American Express Travel website, which allows you to book your net trip easily and efficiently, including low prices on hotels, airfare, cruises, car rentals, and other last minute deals. Should your travels require travelers cheques and/or foreign currency, American Express Travel can help and have your needs met withing seven (7) business days.
Through the American Express website, the Blue Cash card offers a cash tracker tool, which allows you to track your spending and when you receive your cash back rewards, as well as provides tips on how to maximize your rewards given your spending.
The cash back is awarded automatically on your statement, and the dates of the awards will be identified on the website.
The card has no annual fee, and does not charge a fee for additional cardholders. The card provides a reasonable interest rate for most consumers, both for purchases and for balance transfers. Thus this card can be an ok card for those that sometimes carry a balance and seek to pay their balances over time, though carrying a balance is never recommended for any credit card holder.
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