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Your Guide to the Best Cash Back Credit Cards....Compare and Apply Now!
We've spent hundreds of hours going through all of the best Cash Back and Rebate credit card offers out there and have chosen the best cash back credit cards below.
We take no personal information - just direct links to each bank's site, so you don't have to search around once you've made a decision on the best offer. We've done you homework for you - Below are the best offers in each category:
- Choose the Best Card for You.
- Click "Apply Here" and Complete the Bank's Application.
- Receive your new Cash Back Credit Card in as few as two business days!
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| 2010 EDITOR'S CHOICE - TOP 4 CASH BACK CREDIT CARDS |
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RANK |
CARD |
CATEGORY |
RATING |
APPLY |
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Up to 5% Cash Back! |
| OVERALL WINNER and CATEGORY WINNER: |
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| Best NO ANNUAL FEE Cash Back Credit Card |
| Discover "More" Cash Back Credit Card |
- NO ANNUAL FEES: Pay no fees, Unlimited Cash Back
- Best CASH BACK Card: Earn more CASH BACK on every purchase in more ways than any other card.
- 5% CASH BACK: on purchases like gas, travel, restaurants, home improvement, movies & more.
- Receive CASH BACK on EVERY PURCHASE.
- WIDE ACCEPTANCE: Strong network means card is accepted everywhere you make purchases.
- Up to 20% CASH BACK: Receive up to 20% cash back when shopping online
- Double your Rewards: Increase, up to 2x, your reward or rebate when you redeem your rebate for a gift card from over 110 Cash Back Bonus Partners
- Balance Transfers: Low APR, transfer now
- Best Service: Immediate customer service anytime day or night
- Apply Now, Get Approved Fast: receive a response in less than 60 seconds.
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| Best CASH BACK Credit Card with TRAVEL BENEFITS |
| American Express Blue Cash Credit Card |
Access Foreign Currency, Car Rental and Travel Accident Insurance, Get Cash at ATMs worldwide with AMEX Travel. Receive 0.5% Cash Back on total spend to $6,500. 1.25% cash back for total annual charges above $6,500. No Annual Fee. |
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| Best ON-TIME PAYMENT REWARDS Credit Card |
| Discover Motiva Credit Card |
| Earn 1% cash back on all purchases. Receive additional one month of interest back as a cash rebate for paying on time 6 months in a row. No Annual Fee. |
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| Best Warehouse Club CASH BACK Credit Card |
| Costco True Earnings Card from American Express |
| The Costco TrueEarnings Card is the only credit card that awards a full 1% cash back rebate on all purchases at the Costco Warehouse Clubs. Note: Membership to Costco is required for access to the warehouse club. |
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Using a Cash Back Credit Cards offer a free and easy way to obtain a rebate on your spending. Below is a more detailed review of the #1 Cash Back Credit Card - the Discover More Cash Back Credit Card. |
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Best OVERALL Cash BackCredit Card |
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| Discover "More" Cash Back Credit Card |
TOP 10 REASONS TO APPLY FOR THE CARD:
- NO ANNUAL FEE: Unlimited Cash Back, pay no fees
- Best CASH BACK Card: Earn more CASH BACK pn every purchase in more ways than any other card.
- 5% CASH BACK: on purchases like travel, home, gas, restaurants, movies & more.
- Receive CASH BACK on EVERY PURCHASE.
- WIDE ACCEPTANCE: Strong network means card is accepted everywhere you make purchases.
- Up to 20% CASH BACK: Receive up to 20% cash back when shopping online
- Double your Rewards: Increase, even double, your rewards when you redeem for gift cards from over 100 Cashback Bonus Partners
- Balance Transfers: Low APR, transfer now
- Best Service: Customer Service in less than a minute, anytime you want.
- Apply Now, Get Approved Fast: receive a response in less than 60 seconds.
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We recommend the Discover "More" Cash Back Credit Card as the Best Cash Back Rebate Credit Card for those who would like to maximize the opportunity to earn cash for their purchases.
Discover More cardholders automaticxally earn Cash Back Bonuses simply by using their Discover More card. They can earn:
- Up to 5% Cash Back in many categories such as pet stores, home improvement stores, gas stations, convenience stores, department stores, travel agencies, restaurants and more. This is the highest cash back percentage on the most spend categories of any cash back card.
- When shopping online through Discover's online shopping mall, cardholders can earn up to 20% cash back from many of the top online retailers and internet superstores.
- On all other purchase, cardholders earn at least 1% Cash Back, with no tiered spending required.
As cardholders use their Discover More card for purchases, they accumulate rebate credits on their account for cash back on their purchases. Cardholders can use these rebates to:
- Deposit the cash rebate into their bank account
- Credit your Discover More Card account to pay for your spending
- Double your cash rewards up to 100% by using your Cashback bonus to redeem for a wide variety of gift cards from brand name partners.
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Click "Apply Here" To Apply for the
Discover "More" Cash Back Credit Card |
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Earned cash back bonuses never expire as long as you continue to use the card. Once you apply for and receive your card, you can get access to all of the reward options and be able to redeem their cash back awards online. Cardholders can redeem at anytime, once they have accumulated at least $20 in rewards. The redemptions occur in $20 increments, so if you have accumulated $86 in rewards, you could redeem for $80 in cash back deposited into your bank account, and the $6 remains until you build it up to the next $20 increment.
If you lose your Discover More Card or your account number is changed for any reason, dont worry - your accumulated cash back bonus, as well as any newly earned cash back, will transfer to your new account. Your accumulated cash back rewards will be printed on the first page of your monthly statement when you recieve it - or just look online 24/7.
Cardholders of the Discover More Card also have the ability to withdraw cash using their Discover Card at over 145,000 ATMs that participate in the Discover Network. More than 60,000 financial institutions also participate in the network, allowing you to withdraw cash on the spot from your Bank. All you need is a Photo ID and your Discover More Card.
You can also request a balance transfer using your Cash Back Card - and Discover will pay your other creditors directly. It may take up to two weeks, but the process is handled seemlessly and automatically. These balance transfers can be completed at little or no cost to the Cardholder, depending on the offers available at that time.
You might notice that the card has an orange edge - this is a reminder of how the Discover More Card stands out from the card...Providing the best in customer service, and helping their customers make their money go further with the best cash back rewards system available in the market.
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Click "Apply Here" To Apply for the
Discover "More" Cash Back Credit Card |
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| 2010 EDITOR'S CHOICE - TOP 4 CASH BACK CREDIT CARDS
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RANK |
CARD |
CATEGORY |
RATING |
APPLY |
| 1 |

Up to 5% Cash Back! |
| OVERALL WINNER and CATEGORY WINNER: |
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| Best NO ANNUAL FEE Cash Back Credit Card |
| Discover "More" Cash Back Credit Card |
- NO ANNUAL FEES: Pay no fees, Unlimited Cash Back
- Best CASH BACK Card: Earn more CASH BACK on every purchase in more ways than any other card.
- 5% CASH BACK: on purchases like gas, travel, restaurants, home improvement, movies & more.
- Receive CASH BACK on EVERY PURCHASE.
- WIDE ACCEPTANCE: Strong network means card is accepted everywhere you make purchases.
- Up to 20% CASH BACK: Receive up to 20% cash back when shopping online
- Double your Rewards: Increase, up to 2x, your reward or rebate when you redeem your rebate for a gift card from over 110 Cash Back Bonus Partners
- Balance Transfers: Low APR, transfer now
- Best Service: Immediate customer service anytime day or night
- Apply Now, Get Approved Fast: receive a response in less than 60 seconds.
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| Best CASH BACK Credit Card with TRAVEL BENEFITS |
| American Express Blue Cash Credit Card |
Access Foreign Currency, Car Rental and Travel Accident Insurance, Get Cash at ATMs worldwide with AMEX Travel. Receive 0.5% Cash Back on total spend to $6,500. 1.25% cash back for total annual charges above $6,500. No Annual Fee. |
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92 |
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| 3 |
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| Best ON-TIME PAYMENT REWARDS Credit Card |
| Discover Motiva Credit Card |
| Earn 1% cash back on all purchases. Receive additional one month of interest back as a cash rebate for paying on time 6 months in a row. No Annual Fee. |
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91 |
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| 4 |
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| Best Warehouse Club CASH BACK Credit Card |
| Costco True Earnings Card from American Express |
| The Costco TrueEarnings Card is the only credit card that awards a full 1% cash back rebate on all purchases at the Costco Warehouse Clubs. Note: Membership to Costco is required for access to the warehouse club. |
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